Terms of Use

Effective Date: August 11, 2025

Welcome to Payal K. (payalk.in)! These Terms of Use ("Terms") govern your access to and use of our online tools and services (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree with any part of these terms, you may not use our Service.

Acceptance of Terms

By accessing and using our Service, you confirm that you have read, understood, and agree to be bound by these Terms. Our Service is provided for general informational and utility purposes.

Use of Service

Payal K. provides free online tools for everyone to ease their work, for unlimited time. You agree to use the Service solely for your personal or internal business purposes, and in accordance with all applicable local, state, national, and international laws and regulations.

  • You must not use the Service in any way that causes, or may cause, damage to the Service or impairment of the availability or accessibility of the Service.
  • You must not use the Service in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.
  • You must not use our tools for automated processing (e.g., bots or scripts) without our explicit written permission.

Intellectual Property Rights

The content, features, and functionality of the Service, including but not limited to the design, text, graphics, and underlying software, are and will remain the exclusive property of Payal K. and its licensors. You may not copy, modify, distribute, sell, or lease any part of our Service or its content, nor may you reverse engineer or attempt to extract the source code of our tools.

Disclaimer of Warranties

The Service is provided on an "AS IS" and "AS AVAILABLE" basis, without any warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance. While we strive for accuracy and reliability, Payal K. does not warrant that the Service will be uninterrupted, secure, or error-free, or that the results obtained from the use of the Service will be accurate or reliable.

Limitation of Liability

In no event shall Payal K., nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage.

Changes to These Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide reasonable notice prior to any new terms taking effect. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

Governing Law

These Terms shall be governed and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be brought exclusively in the courts located in India.

Contact Us

If you have any questions about these Terms, please contact us: